Payday loans in Windsor
Licensed online payday loans for Windsor and Essex County. Apply any time, and get funds by Interac e-Transfer if approved.
Maximum Allowable Cost per $100 Borrowed: $14.00
Our cost per $100 borrowed: $14.00
Example: Your $500 loan for 14 days
Amount Advanced $500.00 · Total Cost of Borrowing $70.00 (365% APR) · Total You Repay $570.00
This poster is required under the Payday Loans Act, 2008
Loansville Inc. · Lender · Ontario payday lender licence #4741249 · Licence expires March 16, 2027 · Address on licence: 157 Bridge Street, Unit B, Carleton Place, ON K7C 2V6
Key facts for Windsor borrowers
- Serving Windsor and Essex County, including Tecumseh, LaSalle, Amherstburg and Leamington, online. No store visit needed.
- Loan amounts: $100 to $1,500 (first-time borrowers up to $500).
- Cost: $14 per $100. Example: $500 for 14 days costs $70 (365% APR), $570 total.
- Funds by Interac e-Transfer, usually within 1 hour of approval.
- Apply 24/7. Most applications get an automated decision.
- Cancel within 2 business days without penalty. No rollovers.
Ontario residents only, not Michigan
Windsor sits right across the river from Detroit, and many people here have family, shopping or work on the other side. Loansville lends only to Ontario residents, so Michigan residents can't apply.
Windsor is also an auto and manufacturing town, where shift changes, retooling shutdowns and temporary layoffs happen. Benefit income on its own isn't accepted, so if EI is your only income during a shutdown, you won't qualify for now.
Getting your e-Transfer in Windsor
e-Transfers work with all the major banks in Windsor. If you bank with a local credit union such as WFCU Credit Union, make sure online banking and Interac e-Transfer are set up on the account your pay goes into.
When funds are sent, you get an Interac e-Transfer notification by email or text. If you have Autodeposit turned on, the money goes straight into your account. If not, you accept it in your banking app.
Living costs in Windsor and when a payday loan makes sense
Windsor has long been one of Ontario's more affordable cities, but rents and everyday costs have still gone up. A payday loan costs $14 for every $100 you borrow, the same in Windsor as anywhere in Ontario, so compare it with cheaper options before you apply.
How to apply from Windsor
- Apply online on our application page, any time of day.
- Verify your bank account by signing in to your online banking. In most cases, no paystubs are needed.
- Get a decision. Most applications get an automated decision. Some need a manual review, which can take longer.
- Get your money by Interac e-Transfer, usually within 1 hour of approval.
Who can apply
- You live in Ontario and are 18 or older, with valid photo ID.
- You have at least $2,500 a month in income, paid by direct deposit. Benefit income as your only income isn't accepted.
- You can sign in to your online banking so we can verify your bank account. KOHO accounts aren't accepted.
Meeting these requirements doesn't guarantee approval.
What it costs
Loansville charges $14 per $100 borrowed, the maximum allowed in Ontario. A $500 loan for 14 days costs $70, which is a 365% APR, so you repay $570. If a payment is returned unpaid, a $20 NSF fee applies. See what a payday loan costs in Ontario for the full breakdown.
Windsor payday loan questions
I live in Michigan. Can I apply?
No. Loansville lends only to Ontario residents.
I'm on temporary layoff and receiving EI. Can I apply?
Benefit income as your only income isn't accepted, so you wouldn't qualify while EI is your only income.
Do you serve Leamington, LaSalle and the rest of Essex County?
Yes. We lend online to Ontario residents across the province.
Questions? Email [email protected] anytime, we respond 24/7. Also serving: London, Kitchener-Waterloo, Hamilton and all of Ontario.
Sources: Government of Ontario, Payday loan: your rights; Payday Loans Act, 2008. General information, not legal advice.