Payday loans in Barrie
Licensed online payday loans for Barrie and Simcoe County. No need to drive anywhere: apply online, and get funds by Interac e-Transfer if approved.
Maximum Allowable Cost per $100 Borrowed: $14.00
Our cost per $100 borrowed: $14.00
Example: Your $500 loan for 14 days
Amount Advanced $500.00 · Total Cost of Borrowing $70.00 (365% APR) · Total You Repay $570.00
This poster is required under the Payday Loans Act, 2008
Loansville Inc. · Lender · Ontario payday lender licence #4741249 · Licence expires March 16, 2027 · Address on licence: 157 Bridge Street, Unit B, Carleton Place, ON K7C 2V6
Key facts for Barrie borrowers
- Serving Barrie and Simcoe County, including Innisfil, Orillia and Wasaga Beach, online. No store visit needed.
- Loan amounts: $100 to $1,500 (first-time borrowers up to $500).
- Cost: $14 per $100. Example: $500 for 14 days costs $70 (365% APR), $570 total.
- Funds by Interac e-Transfer, usually within 1 hour of approval.
- Apply 24/7. Most applications get an automated decision.
- Cancel within 2 business days without penalty. No rollovers.
Commuters and seasonal workers
Many Barrie residents commute down Highway 400 or take the GO train to jobs in the GTA, and others work in seasonal tourism and trades around Lake Simcoe and cottage country. Commuting means car costs, and seasonal work can mean uneven months.
Whatever the work, you need at least $2,500 a month in income, and benefit income as your only income isn't accepted. If your work is seasonal, the months you're working are the best time to build a small emergency fund.
Getting your e-Transfer in Barrie
Interac e-Transfer works with all the major banks and with most credit unions in Simcoe County. If you have accounts at two banks (one near work, one near home), apply with the one your pay is deposited into.
When funds are sent, you get an Interac e-Transfer notification by email or text. If you have Autodeposit turned on, the money goes straight into your account. If not, you accept it in your banking app.
Living costs in Barrie and when a payday loan makes sense
Barrie has grown quickly as people moved north for more space, and housing and commuting costs have grown with it. If a car repair or winter tires are the emergency, ask the shop about a payment plan and compare it with the $14 per $100 cost of a payday loan.
How to apply from Barrie
- Apply online on our application page, any time of day.
- Verify your bank account by signing in to your online banking. In most cases, no paystubs are needed.
- Get a decision. Most applications get an automated decision. Some need a manual review, which can take longer.
- Get your money by Interac e-Transfer, usually within 1 hour of approval.
Who can apply
- You live in Ontario and are 18 or older, with valid photo ID.
- You have at least $2,500 a month in income, paid by direct deposit. Benefit income as your only income isn't accepted.
- You can sign in to your online banking so we can verify your bank account. KOHO accounts aren't accepted.
Meeting these requirements doesn't guarantee approval.
What it costs
Loansville charges $14 per $100 borrowed, the maximum allowed in Ontario. A $500 loan for 14 days costs $70, which is a 365% APR, so you repay $570. If a payment is returned unpaid, a $20 NSF fee applies. See what a payday loan costs in Ontario for the full breakdown.
Barrie payday loan questions
I work seasonally. Can I apply?
You need at least $2,500 a month in income, and benefit income as your only income isn't accepted. Approval isn't guaranteed.
Do you serve Orillia, Innisfil and Wasaga Beach?
Yes. Loansville serves Ontario residents anywhere in the province, online.
How fast are funds sent?
Approved funds are sent by Interac e-Transfer, usually within 1 hour of approval.
Questions? Email [email protected] anytime, we respond 24/7. Also serving: Toronto, Sudbury, Mississauga and all of Ontario.
Sources: Government of Ontario, Payday loan: your rights; Payday Loans Act, 2008. General information, not legal advice.