Payday loans in Sudbury
Licensed online payday loans for Greater Sudbury. No winter drive to a store: apply from home, and get funds by Interac e-Transfer if approved.
Maximum Allowable Cost per $100 Borrowed: $14.00
Our cost per $100 borrowed: $14.00
Example: Your $500 loan for 14 days
Amount Advanced $500.00 · Total Cost of Borrowing $70.00 (365% APR) · Total You Repay $570.00
This poster is required under the Payday Loans Act, 2008
Loansville Inc. · Lender · Ontario payday lender licence #4741249 · Licence expires March 16, 2027 · Address on licence: 157 Bridge Street, Unit B, Carleton Place, ON K7C 2V6
Key facts for Sudbury borrowers
- Serving Greater Sudbury, including Valley East, Chelmsford, Lively, Garson and Capreol, online. No store visit needed.
- Loan amounts: $100 to $1,500 (first-time borrowers up to $500).
- Cost: $14 per $100. Example: $500 for 14 days costs $70 (365% APR), $570 total.
- Funds by Interac e-Transfer, usually within 1 hour of approval.
- Apply 24/7. Most applications get an automated decision.
- Cancel within 2 business days without penalty. No rollovers.
No drive in a northern winter
Greater Sudbury is spread out, with communities like Valley East, Chelmsford and Lively a good drive from downtown. In winter, that drive isn't always one you want to make. With Loansville, the whole process is online, and approved funds land in your bank account by e-Transfer wherever you are in Ontario.
Sudbury's mining, healthcare and education jobs often run on rotations and shifts. You can apply 24/7, so it doesn't matter when your shift ends.
Getting your e-Transfer in Sudbury
e-Transfers work with all the major banks in Sudbury, as well as with Desjardins and most credit unions in Northern Ontario. Check that your online banking login works before you apply, because we verify your income through it.
When funds are sent, you get an Interac e-Transfer notification by email or text. If you have Autodeposit turned on, the money goes straight into your account. If not, you accept it in your banking app.
Living costs in Sudbury and when a payday loan makes sense
Long winters in Northern Ontario mean higher heating bills, and vehicle costs add up when distances are long. Those are often the bills that arrive before payday. Plan how you'll repay before you borrow, because Ontario doesn't allow rollovers.
How to apply from Sudbury
- Apply online on our application page, any time of day.
- Verify your bank account by signing in to your online banking. In most cases, no paystubs are needed.
- Get a decision. Most applications get an automated decision. Some need a manual review, which can take longer.
- Get your money by Interac e-Transfer, usually within 1 hour of approval.
Who can apply
- You live in Ontario and are 18 or older, with valid photo ID.
- You have at least $2,500 a month in income, paid by direct deposit. Benefit income as your only income isn't accepted.
- You can sign in to your online banking so we can verify your bank account. KOHO accounts aren't accepted.
Meeting these requirements doesn't guarantee approval.
What it costs
Loansville charges $14 per $100 borrowed, the maximum allowed in Ontario. A $500 loan for 14 days costs $70, which is a 365% APR, so you repay $570. If a payment is returned unpaid, a $20 NSF fee applies. See what a payday loan costs in Ontario for the full breakdown.
Sudbury payday loan questions
I live in Valley East or Chelmsford. Can I apply?
Yes. We lend online to Ontario residents anywhere in the province, including all of Greater Sudbury.
Do I need to visit a store?
No. Loansville is online only. You apply on our website, and approved funds are sent by Interac e-Transfer.
What happens if a payment bounces?
A $20 NSF (returned payment) fee applies. If you think you'll miss a payment, email us before the due date.
Questions? Email [email protected] anytime, we respond 24/7. Also serving: Barrie, Ottawa, Toronto and all of Ontario.
Sources: Government of Ontario, Payday loan: your rights; Payday Loans Act, 2008. General information, not legal advice.