Apply for a payday loan
$100 to $1,500, sent by Interac e-Transfer. Apply 24/7. First question: new or returning client?
- Licence #4741249
- Ontario residents, 18+
- $2,500+/month by direct deposit
- No traditional credit check
Have these ready
- Online banking login
- Employer, job title & next pay date
- Last pay amount & frequency
- Address & time there
Loansville Inc. · Licensed Ontario payday lender #4741249 · Ontario residents only · $14 per $100 borrowed. Example: $500 for 14 days costs $70 (365% APR), $570 total. Dishonoured payment fee: $20. Submitting an application does not guarantee approval.
Cost, licence & legal details
Loansville Inc. is licensed under Ontario's Payday Loans Act, 2008, licence #4741249 (view licence). Cost of borrowing: $14 per $100 borrowed (the Ontario maximum). Example: a $500 loan for 14 days costs $70.00 (365% APR), total repayment $570.00. A $20 fee applies if a payment is dishonoured (charged once per loan agreement).
First-time borrowers may borrow up to $500; returning clients up to 50% of their net pay, to a maximum of $1,500. You may cancel within two business days without penalty. Rollover loans are not permitted in Ontario. Payday loans are expensive short-term credit; borrow only what you can repay on your next payday.
Online payday loans are available to Ontario residents only, with a minimum income of $2,500 per month. Other conditions may apply. We don't perform a traditional credit check; approval is based on income and banking history. Most applications are processed automatically 24/7, and the majority receive an immediate automated decision. Approved loans are sent by Interac e-Transfer within 1 hour of approval; applications sent for manual review may take longer, depending on underwriter workload.
Interac e-Transfer is a registered trademark of Interac Corp.